BTC$75,979▲ 0.5%ETH$2,239▲ 0.3%USDT$0.99890.0%SOL$89.60▲ 0.4%TON$1.06▼ 2.9%USD/₴ NBU45.32EUR/₴ NBU50.65Fear & Greed28FearData: NBU · Powered by CoinGecko · alternative.me
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How-to · Crypto

How to Buy TON (Gram) with Hryvnia and What Wallet in Telegram Is

Toncoin has been renamed Gram, and Wallet in Telegram is now Walt. How to buy GRAM with hryvnia on P2P Market or an exchange, withdraw it with a memo and what it costs. As of 21 October 2026.

Key points

  • Since 15 June 2026, the TON network’s coin has been called Gram (GRAM), and since 28 September 2026, Wallet in Telegram has been called Walt; you do not need to exchange or move anything.
  • You can buy GRAM with hryvnia on P2P Market in Walt, via Buy Crypto on WhiteBIT or by buying USDT first; WhiteBIT has no GRAM/UAH pair.
  • On P2P, pay in a single transfer using only the details from the order, and check the seller’s name against the recipient in your bank.
  • When withdrawing GRAM to an exchange, be sure to enter the memo: without it, the funds will not reach your balance.
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Article contents
  1. TON, Gram, Wallet, Walt and Money: What Is What
  2. What You Will Need
  3. Ways to Buy GRAM with Hryvnia
  4. Step by Step: GRAM on P2P Market in Walt
  5. How to Withdraw GRAM to an Exchange: Memo and Fees
  6. How Much It Costs
  7. Where to Keep GRAM After Buying
  8. If Something Goes Wrong
  9. Frequently Asked Questions

If you are looking for how to buy TON, you should know about two renamings today. On 15 June 2026, the TON network’s coin, Toncoin (TON), was renamed Gram (GRAM), while the blockchain is still called TON. On 28 September 2026, the Wallet app in Telegram became Walt. Below: what is what, how to buy GRAM with hryvnia, how to withdraw it to an exchange without losses and what it costs. Data checked on 21 October 2026.

Risk. The renaming required no exchange or transfer: 10 TON on a balance simply became 10 GRAM. Walt warns directly that offers to “exchange TON for GRAM” or “activate GRAM” are fraud (Walt help center). This material is for information only and is not investment advice; as of 21 October 2026, the Law of Ukraine on Virtual Assets No. 2074-IX is not yet in force (law card).

TON, Gram, Wallet, Walt and Money: What Is What

NameWhat it isWho holds the keys
TONA blockchain that, according to ton.org, was developed by Telegram and the open-source community—
Gram (GRAM), formerly Toncoin (TON)The native coin of the TON network: it is used to pay fees and is needed for validation and votingDepends on the wallet
Walt, formerly WalletA multichain platform inside Telegram from TG Wallet Inc. (Panama): a custodial wallet, P2P Market, exchange, EarnWalt
DeFi Account in WaltA non-custodial address on the TON network inside the Walt appYou (recovery phrase)
MoneyThe Telegram team’s own non-custodial wallet, now in Telegram settings in place of WalletYou
Sources: ton.org, Walt help center. As of 21 October 2026.

Walt writes that Walt and Telegram are separate, independent services: Walt only uses your Telegram account for login, and Telegram is not responsible for assets in Walt (Walt help center). You can open Walt via @walt, and the old @wallet handle also works; official support is @walt_support (about the renaming). Your account, verification, addresses and balance did not change after the renaming.

What You Will Need

  • The official Telegram app. Walt does not work in unofficial clients or in Telegram for Linux.
  • Age 18 or older and verification. An account requires a basic check: name, date of birth, phone number. P2P Market requires identity verification (KYC).
  • A card or account in your name. On P2P Market you can pay only with methods registered in the name you provided during verification.
  • Being in a country where the service is available. Ukraine is not on the list of restricted countries, but the list includes Crimea and the occupied parts of the Donetsk and Luhansk regions. Walt’s rules prohibit using a VPN to bypass restrictions.

Ways to Buy GRAM with Hryvnia

MethodHow it worksWhat to watch for
P2P Market in WaltYou buy GRAM from another user for hryvnia, and the platform holds the seller’s coins in escrowOnly the ad’s author pays Walt’s fee; your bank may charge its own fee
Buy Crypto on WhiteBIT paid in hryvniaYou choose UAH and TON (GRAM) as the asset and pay by card via Quick Top Up or P2P ExpressThe rate already includes the conversion fee; the exchange has no GRAM/UAH hryvnia pair
Via USDTYou buy USDT with hryvnia, then exchange it for GRAM: in the GRAM/USDT pair on WhiteBIT or in Walt’s exchange sectionTwo operations mean two fees
Card via a provider in WaltMercuryo or Alchemy Pay sell GRAM for card paymentsAvailability depends on the country and the provider; verification is required both in Walt and with the provider
Sources: Walt help center, WhiteBIT help center and public market data. As of 21 October 2026.

We explained how to buy USDT with hryvnia in a separate article. Regarding cards via a provider, the Walt help center specifically mentions citizens of Ukraine: they can buy if they live in another country supported by the provider and confirm their address (Walt help center). For hryvnia, the most direct route in Walt is P2P Market.

Step by Step: GRAM on P2P Market in Walt

  1. Open @walt in Telegram. There should be a Telegram verification badge next to the name. Do not go to accounts with similar names.
  2. Create an account and pass verification: first the basic one, and for P2P, identity verification.
  3. Tap “Deposit” → “P2P Market” → “Buy.” Filter the ads: GRAM, hryvnia, your payment method.
  4. Check the seller: rating, ad terms and comments.
  5. Enter the amount, then tap “Check order” and “Confirm.”
  6. Wait for the seller to accept the order. The payment details and the seller’s name (first name and the first letter of the last name) will appear. Compare it with the recipient in your bank: if the names do not match, do not pay and cancel the order with the “I have a problem” → “Names Don’t Match, I Haven’t Paid” button.
  7. Pay in a single transfer using only the details from the order. Do not use payment details sent in the chat.
  8. Tap “Confirm Payment” and upload the receipt. When the seller confirms receipt, GRAM will appear on your Walt balance.

There is also a simplified option, P2P Express: you choose the asset, hryvnia, the amount and the payment method, and Walt finds a seller itself, usually in less than a minute (Walt help center). Transfers to individuals for crypto may attract the bank’s attention; see Why a Bank Blocks Your Card Over P2P.

How to Withdraw GRAM to an Exchange: Memo and Fees

Exchanges often identify a deposit on the TON network not only by the address but also by a comment (memo). On WhiteBIT, a memo is mandatory for TON deposits and withdrawals: if you forget it, the funds will arrive at the exchange’s address but not on your balance, and you will have to contact support with the transaction hash (WhiteBIT help center). On Binance, the “TON memo” network requires both a memo and an address. Walt reminds you: when sending TON network tokens to an exchange, enter the memo from your exchange profile, otherwise the funds will be lost. No memo is needed to top up Walt itself.

ServiceGRAM withdrawal feeMinimum withdrawal
Walt0.05 GRAM0.1 GRAM
WhiteBIT0.03 GRAM1.5 GRAM (minimum deposit is 0.75 GRAM)
Binance (TON network)0.03 GRAM0.06 GRAM
Sources: Walt help article “Fees, Rates and Limits” (updated 20 October 2026), WhiteBIT and Binance public data. As of 21 October 2026.

For scale: at the GRAM/USDT and USDT/UAH rates on WhiteBIT on 21 October 2026, one GRAM cost about UAH 58, so a fee of 0.05 GRAM is roughly UAH 3 (own calculation). The network itself, according to ton.org, charges about 0.00039 GRAM for a GRAM transfer, and this fee does not depend on network load.

How Much It Costs

ComponentWhat the official pages say
P2P Market in Walt, hryvniaA fee of 0.9% for Trusted Merchants and 1.2% for others, charged only to the ad’s author and only for successful orders. The buyer covers their own bank’s fee
Exchange in Walt (for example, USDT → GRAM)0.9% at the Base level, 0.6% at Bronze, 0.3% at Silver, 0.09% at Gold
GRAM/USDT spot pair on WhiteBIT0.1% for makers and takers, minimum 1 USDT and 0.1 GRAM
Buy Crypto on WhiteBITWith hryvnia, the rate already includes the conversion fee; by card, 1.5% for EU banks and 3.5% for others
Topping up Walt and transfers to Telegram contactsNo fee
Sources: Walt help center on P2P fees (updated 18 October 2026) and on general fees, WhiteBIT public data and help center. As of 21 October 2026.

Where to Keep GRAM After Buying

In Walt’s custodial wallet, the service holds the keys. That is why Walt checks transactions and may ask for additional documents, for example on the source of funds, and the “Account under review” screen means a check that usually takes up to 12 hours. If you want to hold the keys yourself, Walt offers DeFi Account: a non-custodial TON address with a recovery phrase. Keep the phrase separately even if you have linked a backup email, and show it to no one, including “support” (Walt help center). For how to create your own wallet and store a secret phrase, see How to Create a Crypto Wallet and How to Store Crypto.

If Something Goes Wrong

  • Walt does not open. Update Telegram and your system, reload the page via the three-dot menu, and switch your internet connection.
  • A deposit has not arrived. Check the address, token, network and minimum amount. If the transaction has the “Pending” status, it may be under review for up to 12 hours (Walt help center).
  • You forgot the memo when withdrawing to an exchange. Contact the receiving exchange’s support with the transaction hash, the amount and a link to the transaction in a blockchain explorer.
  • The seller asks for different details or an extra payment. Stop the payment and write to @walt_support. P2P Market rules prohibit extra fees and “tips.”
  • “Support” is messaging you. Walt support never messages first and never asks for a recovery phrase or codes. Other schemes are covered in Cryptocurrency Fraud.

Frequently Asked Questions

Are TON and Gram the same thing?

Yes. Since 15 June 2026, the native coin of the TON network has been called Gram (GRAM); it was formerly Toncoin (TON). Only the name, ticker and logo changed, and the network is still TON. You do not need to exchange anything.

Are Wallet in Telegram and Walt the same thing?

Yes. On 28 September 2026, the Wallet app was renamed Walt. It opens via @walt, and @wallet also works. Your account, addresses and balance were preserved.

How is Walt different from Money?

Walt is a separate service with a custodial wallet, P2P Market, exchange and other products, and Walt holds the keys there. Money is the Telegram team’s non-custodial wallet in the messenger’s settings. If you have funds in Walt, Money shows a notification with a link to Walt.

Can I buy GRAM without verification?

A Walt account requires a basic check, and P2P Market requires identity verification. Buying by card through a provider also requires verification with the provider. On WhiteBIT, only demo tokens are available without KYC.

Why did the exchange not credit GRAM from Walt?

Most often because of the memo: WhiteBIT, for example, credits a GRAM deposit only with the comment shown on the deposit page. Also check the network and the minimum amount: on WhiteBIT the minimum deposit is 0.75 GRAM.

Sources

  1. Walt: Wallet is now Walt — everything you need to know (updated 12 October 2026), checked October 21, 2026
  2. Walt: Welcome to DeFi Account (Gram is the new name of TON), checked October 21, 2026
  3. Walt: Buy on P2P Market (updated 8 October 2026), checked October 21, 2026
  4. Walt: Fees, Rates and Limits (updated 20 October 2026), checked October 21, 2026
  5. ton.org: The Open Network, checked October 21, 2026

This article is for information only and is not financial advice.

Cryptocurrencies are high-risk assets. The information on this page is not investment advice.

The draft was prepared with the help of AI; the editorial team checked the figures and facts against official sources. How we work

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